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Learn About Your Trusted Credit Experts

About Trinity Solutions

Andrew Smith and James Sacchetti started Trinity Solutions in January 2019, with the mission of using their 30+ years of combined credit experience to help people resolve their debt problems and achieve their dreams.


The company was formed originally as a small, boutique shop doing intensive hands on credit coaching and negotiation work for mortgage referrals only but over the years the Trinity Solutions team has grown to also include credit education, home buyers seminars and business credit and funding options. Trinity is always looking for new ways to “reach and teach” the community about the power of credit and how to leverage it once it’s attained.


Whether it is getting approved for a mortgage for your first home, a new vehicle or establishing business credit, Trinity Solutions will help you get the credit to make your dreams a reality!


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Meet Andrew Smith

Rutgers University '94 BA

Drew has always been a problem solver and has been working in the financial / debt sector ever since graduating from Rutgers University in 1994. He gained invaluable knowledge and contacts in the debt/collections arena through managing collection agencies in the NJ/PA area for over 18 years. Drew used the talents gained from this world to branch out into debt settlement and judgement negotiation saving private individuals and companies millions of dollars. In 2018 Drews’ entrepreneurial spirit turned towards the personal credit repair sector as he teamed up with Jim Sacchetti on a project that led to them co- founding Trinity Solutions USA. When he is not focused on helping others “better themselves through better credit “, he can be found enjoying his family and arguing about the plight of the Philadelphia 76ers.


Meet James Sacchetti

Rider University '06 MACC

Jim is an information services expert that has long held a burning desire for helping clients succeed. After finishing Rider University in 2006, he has managed systems for several debt settlement and credit restoration companies, learning the credit/debt business from every level and successfully creating processes that vastly increased profitability, client retention, and client satisfaction. After meeting Drew Smith in 2018 on a project, they saw a synergy and eventually co-founded Trinity Solutions USA. Trinity has given Jim another outlet to serve as a positive resource to lenders and their clients by helping them build credit through an arsenal of education, techniques and processes. When he is not out changing lives he loves spending time with his family, rooting on the Eagles, and skiing during the winter.

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